If you’re looking for a simple and convenient way to redeem points for travel, then the Citi Simplicity Rewards Credit Card is worth considering. Here’s everything you need to know about this card and how to use it to get the most out of your rewards!
What is Citi Simplicity Rewards Credit Card?
The Citi Simplicity Rewards Credit Card is a no-fee credit card that offers rewards for spending. You earn points for every dollar you spend, and you can redeem those points for rewards such as travel, cash back, and gift cards. The card has an annual fee of $0 for the first year, but after that it’s only $95 annually.
How to Redeem Points With The Citi Simplicity Rewards Credit Card?
If you’re looking to redeem points for a free trip, the Citi Simplicity Rewards Credit Card is your best bet. Plus, the card has a host of other benefits that make it a great choice for everyday spending. Here’s everything you need to know about redeeming rewards with this card.
How do I redeem points for a free trip?
The easiest way to redeem points for a free trip is to use the Citi Simplicity Rewards Credit Card’s redemption portal. Simply enter the number of points you want to exchange for a travel prize, and the portal will calculate the value of your prize. You can also use the portal to get cash back, purchase travel tickets, or book hotels. Note that some travel rewards are only available through specific redemption portals – so be sure to check before redeeming points.
There are also other ways to use your points. For example, you can spend your points on products and services from participating merchants. Just note that not all merchants accept points as payment, so be sure to read the terms and conditions before making a purchase. And finally, you can also use your points to pay off your balance in full – which is great
Important Notes Regarding Citi Simplicity Rewards Credit Card
If you’re looking to redeem points for travel, your options are a bit more limited than if you have a card like the Chase Sapphire Reserve. Here are the specifics:
-You can only redeem points for travel booked through Citi Travel, and not through any other retailer. This includes hotels, airlines, and car rental agencies.
-Points must be redeemed within 36 months of account opening.
-You must have at least $20 worth of points to redeem for travel.
-Citi will charge a redemption fee of 3% of the value of the redeemed points.
If you’re looking to redeem points for a free trip or other perks, the Citibank Simplicity Rewards Credit Card is a great option. With this card, you can earn 1 point for every dollar you spend on purchases and cash advances, and 2 points for every dollar you spend on hotels and airfare booked through Citi Travel. You can also get up to $650 in travel credits each year if you make at least $1,000 in credit card purchases in the past 12 months. Plus, there’s no annual fee!