The GAP Visa credit card is designed for those who shop frequently at GAP, Old Navy, Banana Republic, and Athleta. This card offers a 5% reward rate on in-store or online purchases, cardholder benefits such as bonus points towards GAP Silver status. This also includes the annual fee.


Other than some naming conventions, the GAP Visa® credit card is identical to the Banana Republic credit card. That means you can use this card to earn points in GAP, Banana Republic, Old Navy, Athleta, and Hill City.

Frequently Asked Questions

How to Apply for a GAP Credit Card Correctly?

To apply for a GAP Credit Card , you must meet these criteria. A U.S. citizen must verify that they hold a valid Social Security Number (SSN), have a good credit history and are in possession of a government-issued photo ID as part of the application process. As recommended that before you begin, you read the following information carefully:

  • First, visit the official GAP credit card application page here
  • Enter your personal information when prompted.
  • Next, choose the delivery method you would prefer when receiving your statement.
  • Accept and submit to Synchrony Bank Terms and Conditions.

What Is GAP Credit Card Customer Service?

To obtain service or to voice any concerns regarding the GAP, please contact customer service at 1800-427-7895 if you live in the United States. To reach a representative from the General Assistance Program, please call 450-4468 for US residents and non-US citizens alike.

What is GAP Credit Card Billing Cycle?

To avoid late payments, you now only have 26 days from when your report is billed. These 26 days are for setting up your full payment to avoid taxes and fees. After those 26 days, however, you will also have to pay fines. So make sure you pay your installments after these 26 days.