What is a Credit Utilization Ratio?

A credit utilization ratio (CUR) is a financial metric used to evaluate a company’s risk of default. It is calculated by dividing total liabilities by total assets. The lower the CUR, the more secure the company’s financial position. What is a Credit Utilization Ratio? A credit utilization ratio is the percentage of a credit limit … Read more

Who Should You Give Your Points to?

Who Should You Give Your Points to? It’s important to do your research when it comes to giving away points for rewards or incentives – if you’re not sure whether or not the organization you’re working with is legit, here are a few tips on how to check. What is a Points Exchange? A Points … Read more