Benefits & Bonus

GAP Inc. offers the GAP Credit Card for the benefit of its customers for the sole purpose of facilitating online transactions. The card gives customers access to many online transactions and participates in the rewards associated with online transactions.


The customer can save, accumulate points and rewards, pay quickly and easily at any GAP store or online through GAP Credit Card, check balance, pay bills, and much more with a credit card. This card does not charge any annual fee, so it should be painless to add the card to your wallet.

Benefits Provided By GAP Credit Card

Signup bonus.

Get free shipping and save 20% on your first Gap or Gap Factory purchase made within 30 days of opening an account. Also, earn 3,000 bonus points for sale outside the Gap brands within the same 30-day period.

Reward points.

Earn 5 points for all in-store or online purchases at Gap, Old Navy, Banana Republic and Athleta and 1 point for all other purchases.


Gap benefits.

Get 10% off at Gap and Gap Factory stores, use bonus points to purchase days and receive a birthday gift.

Gap Silver status.

Earn 5,000 bonus points in a calendar year to earn Silver status. There are also benefits like 20% bonus points per quarter, a freely selectable sale day, free online delivery, etc. You must earn 5,000 points each year to maintain your status.

No annual fee.

Enjoy the benefits of the card with no annual fee.

Earning Points with Gap Credit Cards

No matter which Gap credit card you use, the Gap Rewards program is relatively easy to use and understand. Both in-store and online purchases earn points. Reward points can be used at any Gap Family store, which are issued to cardholder accounts at the end of each billing cycle. When a Rewards member accumulates 500 points, a reward of $5 will be issued.

You can also earn 500 bonus points for:

  • Log in to EBILL – Sign up for electronic bank statements via the online portal
  • Login with EMAIL – Enter a valid email address and account number