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gapcreditcard A credit utilization ratio (CUR) is a financial metric used to evaluate a company’s risk of default. It is calculated by dividing total liabilities by total assets. The lower the CUR, the more secure the company’s financial position. What is a Credit Utilization Ratio? A credit utilization ratio is the percentage of a credit limit … Read more
It’s that time of year again – the summer vacation season is upon us! But before you jet off and start spending your hard-earned money, be sure to take some tips from this article on how to save money on your summer vacation with a credit card. How to use a credit card when traveling? … Read more
You’ve probably heard that it’s important to be mindful of your spending when it comes to your credit card, but you might not know everything there is to know about getting the best deals. In this article, we’ll teach you how to get the most out of your credit card and make smart choices when … Read more
Autopay is a great way to manage your finances and keep track of your spending. If you use a credit card, autopay can automatically make your next purchase on that card. This way, you don’t have to worry about forgetting to pay off your credit card balance each month. Plus, autopay can help you save … Read more
As a college student or recent graduate, you know that finding affordable credit card options can be difficult. That’s where credit card alternatives come in! In this article, we’ll discuss five of the best credit card alternatives for college students and recent graduates. College students should use debit cards Debit cards are a great option … Read more
Who Should You Give Your Points to? It’s important to do your research when it comes to giving away points for rewards or incentives – if you’re not sure whether or not the organization you’re working with is legit, here are a few tips on how to check. What is a Points Exchange? A Points … Read more
Student loan debt is a big problem for many people, and it’s not going to go away any time soon. In this article, we’re going to take a look at one possible solution that many people might not have considered before – using a credit card to pay off your student loan debt. What is … Read more
There are a lot of credit card companies out there, and it can be hard to decide which one is the best for you. That’s why we’ve put together this guide to show you why Capital One’s Student Credit Card might be the right choice for you. The Capital One Student Credit Card If you … Read more
If you’re wondering how to pay for college with credit cards, you’re not alone. Many people find it difficult to juggle tuition costs, living expenses and other monthly bills while also managing their credit score. Luckily, there are several options available to students who want to use credit cards to pay for school. In this … Read more
There’s no doubt that the current economy is tough, but it doesn’t have to be a total drag on your wallet. There are plenty of ways to make ends meet without having to go deep into your bank account, and one of the best ways is to pay your rent with a credit card. Here’s … Read more