What is a Credit Utilization Ratio?

A credit utilization ratio (CUR) is a financial metric used to evaluate a company’s risk of default. It is calculated by dividing total liabilities by total assets. The lower the CUR, the more secure the company’s financial position. What is a Credit Utilization Ratio? A credit utilization ratio is the percentage of a credit limit … Read more

Credit Card Alternatives for College Students and Graduates

As a college student or recent graduate, you know that finding affordable credit card options can be difficult. That’s where credit card alternatives come in! In this article, we’ll discuss five of the best credit card alternatives for college students and recent graduates. College students should use debit cards Debit cards are a great option … Read more

Who Should You Give Your Points to?

Who Should You Give Your Points to? It’s important to do your research when it comes to giving away points for rewards or incentives – if you’re not sure whether or not the organization you’re working with is legit, here are a few tips on how to check. What is a Points Exchange? A Points … Read more

Why Choose Capital One’s Student Credit Card?

There are a lot of credit card companies out there, and it can be hard to decide which one is the best for you. That’s why we’ve put together this guide to show you why Capital One’s Student Credit Card might be the right choice for you. The Capital One Student Credit Card If you … Read more

How to Pay for College With Credit Cards?

If you’re wondering how to pay for college with credit cards, you’re not alone. Many people find it difficult to juggle tuition costs, living expenses and other monthly bills while also managing their credit score. Luckily, there are several options available to students who want to use credit cards to pay for school. In this … Read more